This just began roughly a week ago. Previously a startup on my desktop took about 10 seconds.
On startup, my cpu monitor spikes for the first 2-3 seconds, then drops to nearly zero, and there is over 6 Gb of memory available the entire time. It just sits there for a minute - an empty window, no header bar or anything else. There have been no recent Win 11 updates. There was a Q update that I installed late last week to R64.23 - wonder if that caused this issue? I am pretty sure this is some communication issue with some Quicken server and I do not use any of the Quicken cloud services except for downloading.