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Citibank Costco Visa Card online balance incorrect in Quicken

FlyGuyTx

Issue originally reported in January 2025 here:

https://community.quicken.com/discussion/comment/20471461#Comment_20471461

This issue persists. I have been looking up current balance of cleared transactions on the Citi website and manually marking transactions as reconciled in Quicken. The register balance is correct. However, using the "reconcile" function in Quicken aways fails, because it has an incorrect "online balance" - which is the current balance of cleared transactions MINUS any pending transactions.

Turning off Pending Transactions in Quicken does not correct this.
Deleting downloaded Pending Transactions in Quicken does not correct this.
Resetting the online connection does not correct this.
Disabling and re-enabling the online connection does not correct this.
Doing a Validate and Repair does not correct this.

I am quite frustrated, because this issue has been going on for nearly a year. It was supposedly reported to the developers - and the original issue closed. I allowed some time for them to work out a fix and deploy it in an update, but as of today (11/7/2025) this problem persists. This is not acceptable for financial software to be inaccurate this fashion.

For reference - since I know I will be asked:
- Current balance on Citi.com: $4218.68
- Register balance in Quicken: $4218.68
- "Online balance" in Quicken: $3802.50
- Pending transaction: $416.58 (in Quicken and on Citi.com)
NOTE THE MATH: $4218.68 - $416.58 = $3802.50. The "online balance" is lower by the exact amount of the pending transaction.

Please escalate this and get it corrected ASAP!

[Edited - Enabled Link]

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Comments

Quicken Kristina

Hello @FlyGuyTx,

Thank you for letting us know you're still seeing this problem. I can see the ticket, CTP-12008 was marked Done in July with the comment that the issue was fixed. Did that issue get fixed and then return? If so, when did you notice the issue returned?

To be able to escalate the issue again, we will need additional information. Please navigate to Help>Report a Problem and send a problem report with log files attached. We also will need screenshots showing the current balance and pending transactions on the financial institution website, and how the balance is reflecting in your Quicken.

Please let me know when the problem report and screenshots have been sent!

Thank you!

(CTP-15633)

FlyGuyTx

@Quicken Kristina: the problem never went away. It has persisted consistently since well before when I first reported it in January. As requested, a problem report was created and screenshots uploaded. Thanks.

Quicken Kristina

Thank you for the follow-up,

Thank you for sending the problem report with logs and screenshots.

Thank you!

Jeffrey Coats

[Removed - Off Topic]