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Budgets for Seniors on Social Security

VAuser

Quicken Classic Deluxe seems to lack features that would be useful to senior citizens receiving Social Security benefits and who also use Medicare.

Specifically, the budgeting feature doesn’t allow for variable Social Security paydays, which for many, are based on birthdays and occur at varying times of any given month, e.g., 2nd, 3rd or 4th Wednesdays. Coupling this with prescription drug plans that have monthly premiums and annual deductibles along with prescriptions that have refills for multiples of 30 days can be a real budget bender. The staggered paydays also result in utility bills sometimes being due the day before payday in a month following one with a due date on or just after the previous payday.

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Bill Reminders

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Status: Reviewed

Comments

Chris_QPW

For the budget if you want to predict any future spending you use reminders. And the reminders do allow for "2nd, 3rd or 4th Wednesdays" and for monthly and annual bills. But what is very restrictive is the paycheck reminder. It has never had the flexibility of the standard reminders. They really should fix that, but until they do (or if never do) use the standard reminder (splits) instead of the paycheck reminder.

UKR

Here's more detail about How to set up a reminder for 2nd, 3rd, 4th Wednesday of month
(contains both Windows and Mac instructions. Mac users please scroll down a little)

https://community.quicken.com/discussion/7863666/faq-how-to-record-social-security-income-customize-day-of-month-for-schedule

Click "View Post" to see the entire discussion

tgrantdavis

The problem is not that this feature is missing, but that it is obscure. For Seniors!

It would be much more apparent to users if the Day pulldown list always had the Weekdays instead of requiring the user to change the number first. Many times, the user will set the start date first, and not be able to find Wednesday, because it is not shown for larger numbers.