Fidelity cash transfers between accounts treated as Withdrawals instead of Xout

Question

Prior to the EWC+ cutover, Quicken treated cash transfers between Fidelity accounts as an Xout action from source account and Xin action to the target account.  Now, they are treated as a Withdrawal action from the source account and an Xin to the target account.  Is there any way to get transfers to be properly treated as Xout/Xoin transfers again?

NotACPA · Answer

https://community.quicken.com/discussion/comment/20524494#Comment_20524494

No downloaded transfer has a category, using either DC or EWC+, as part of the download.  Neither your FI, not Intuit know what your other accounts are or how you intended this transfer.  That category field is simply not part of the available fields for the transfer.

And, for Q's Withdraw action, a category field is most certainly present within the Q account. Note that this transaction is a Transfer.

leishirsute · Answer

I did some testing.  It seems if I enter an Xin transaction, the Xout partner is automatically created in the source account.

So when downloading Transfer transactions that have a Withdraw+Xin,  I may just need to accept the Xin transactions and delete the withdraw transaction.

Additionally, Transfer detection was Off.  I'm not sure how it sets the Action for the transfers though.

leishirsute · Answer

@NotACPA The transactions are downloaded transfers between Fidelity accounts.

This used to show as Xout/Xin transactions with the DC connection.  Now they show as Withdraw/Xin transactions and the Withdraw transaction does not always have a transfer account category.

Withdraw (and Deposit) transactions are not searchable via Find in Quicken with Action=Withdraw(or Deposit).  Xout and Xin transactions are searchable via Find.

Account balance-wise, I agree that there is no difference if the account category is properly provided for the Withdraw transaction.