I have been using USB flash drives or sticks as some call them to back up from desktop to laptop for years. Been using Quicken Since 1997 and have always either backed up my file on an external hard drive, an internal data drive not the C: drive and lately using a USB Flash drive both USB and USB C. A couple of days ago when I did this with a USB C flash drive to update what I had on my desktop PC to my laptop. When I then used my laptop and tried to download data from my banks, credit cards and investment company, nothing downloaded but I had a red circle with a red slash in front of the name of every account I attempted to download. I clicked on the circle and was given a Quicken Error message CC-800 which you get if you have deactivated or deleted an account and then restored a Quicken backup file. Because of this I had to reactivate every single account in order to download data. I want to know if this is something new with Quicken? I had a tech support person say yes you must use Cloud Backup or you will have to reactivate accounts. This seems ridiculous. What say you users?