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Extra "implied" categories appear in budget report

KDL

I have a budget report running across several banking and credit card accounts. The report compares a budget to the actual. Simple enough. When I add a new credit card account to the report, Quicken adds new "implied" categories to the income section: _DivInc, _IntInc, _LTCapGnDst, and _Rlzdgain. The report is unrelated to any investment activity. I don't know what these "implied" categories are for, although they appear to be internal or "implied" categories Q uses to track these items. I did not select these categories for my report; they're all typical expense items. But adding another account adds these to the selected categories.

Q1) What are these for?

Q2) Why do they pop into my report categories without my permission?

Running Quicken Classic Premier R66.28 on Windows 11.

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NotACPA

Those aren't "implied" categories, they're the actual, and default, categories that are associated with the various investment account actions.

Have you received any Dividends, Interest, Long-term Capital gain distributions on your investments? Have you sold any investments? That's were these came from.

If you take a look at any investment transaction, there's no place to specify a "category", rather the category is inherent in the investment action.

KDL

That makes sense as the answer to Q1. But I am explicitly excluding such investment account categories from this report. I uncheck those items in the category list. Yet when I add a new credit card account, they return. Q2: Why do they reappear?

NotACPA

Are any of your checking accounts that are included in the report, actually "Linked Cash Accounts" which represent the cash/money-market in an investment account?

A Linked Cash Account is, actually, a brokerage account since the fund sponsors are investment companies, not banks, and can't legally issue a true "checking" account.

And it's not apparent that adding the card account is the trigger that's causing these to appear, since a card account wouldn't use them.

The other possibility is that your Q data file might be corrupted … but let's hold of on that path for a while as there are sometimes "unintended consequences".

KDL

The checking accounts are not with the investment institution, separate bank/CU.

Now I have also found out that the budget report was corrupted in another way. The transaction details under a given category added up to a larger number than appeared in the category total, for just a few categories. It appears that one or two of the individual transactions were listed upon clicking on the category total, but the total didn't include them. Over time, this budget report had become a bit complex, by customizing the categories. One recent change was including an IRA account in this budget report to account for QCDs from the IRA to charities. But I didn't want investment categories (dividends, gains etc) to show in the report, just charitable withdrawals.

I have fixed the corrupted-totals problem by recreating the budget report from scratch. Hopefully the investment categories will stay away and the totals will be correct.

My Quicken file is now about 25 years old, so it's possible some issues have crept in. I have seen other quirks from time to time. Perhaps I should think about whatever repair process is available for the file anyway.

Thanks for the advice.