My bank had a major upgrade on 6/8/2026. Since then, my Quicken download has not worked correctly. I deactivated my accounts and added them back. With this process, I have gotten Quicken to download my bank transactions using 2-factor security, but the problem I am having seems to be in the reconciliation process. I have always reconciled to the online balance. When I look at my bank balance on their website, I see the available balance, which appears to be the amount with any pending transactions already deducted. The running balance will show the balance as of the most recent cleared transaction (before pending transactions). In the Quicken reconciliation process, it looks like to me that Quicken is trying to reconcile to the available balance, but the pending transactions have not cleared yet. It is a big mess at this point. I know Quicken is aware of a download issue, but is this issue on the radar, too? The bank has new Quicken instructions on how to reconnect your accounts to Quicken, but that hasn't really worked for me, as the reconciliation amount is my problem at this point. What is the difference between Web Connect and Express Web Connect for downloads?
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