Entering split transaction with net expense 0

TomS

Let's say I have a medical expense that I want to see in my tax summary. Easy. Now say I was able to use some of my rewards points to pay it. The expense is the same for tax purposes; I just used rewards to pay part of it.

I enter a split transaction, say category medical $50, category rebate -$20. When I run the tax summary report it correctly says there is an expense listed as -50.00 (red) and the register correctly shows a charge of $30.

Now, say that I was fortunate enough that the rebate completely covered the expense. I enter category medical $50, category rebate -$50. Now, in the tax summary, it comes in as +50.00 (black), which is backward.

I thought maybe it doesn't realize it is a charge. I've tried putting a 0 in the charge field both before and after entering splits with no improvement. I suppose I might enter 2 separate transactions and go through manual reconciliation adjustments, but this situation is frequent and it would be better to get it automatically taken care of.

[Edited - Readability]

Quicken Laura

Hi @TomS,

Thank you for reaching out. This appears to be more of a reporting interpretation issue in Quicken rather than a data entry problem. To help me better understand and reproduce what you're seeing, could you please clarify a few details?

1. Which exact report are you running?
   (e.g., Tax Summary, Itemized Categories, Spending by Category, etc.)
2. In that report, do you have “Show splits” enabled?
3. What does the split look like in the register exactly?
   Just to confirm, is it something like:
   • Medical: 50
   • Rebate/Rewards: -50
   • Total: 0

Or is the reward categorized differently (cashback, income, adjustment, etc.)?

The behavior you’re describing usually depends heavily on the report type and on whether Quicken evaluates split lines individually or collapses the transaction because it nets to zero.

I look forward to your response.