I have seen many discussions about this problem but none have a solution. So I'm posting the issue again….
I have a Fidelity Cash Management account in Quicken Windows (currently on R68.31). This is a brokerage account with show cash in checking account option. Global preferences are unchecked auto add to banking registers. Online services on brokerage account is "Automatic Entry is Off" and there is no tab for online services for the linked checking account.
The issue is that downloaded transactions are automatically cleared in the transaction register for the linked checking account rather than showing as downloaded transactions for me to validate and accept.
Has this been resolved or just discussions closed? What settings do I need to change to have my cash transactions available for me to validate and accept before posting to the register?