In Quicken Classic for Windows, my 2026 Housing budget shows:
- Budget: $14,183.44
- Actual: $12,593.11
- Correct balance: $1,590.33
- Quicken's balance: $1,115.33
The $475 discrepancy exactly matches unused budget amounts in two Appliances subcategories ($75 and $400).
I've confirmed that the category hierarchy is correct, rollovers are disabled, and the Budget Only and Actual Only figures reconcile.
Why is Quicken excluding $475 from the parent-category balance? Is this a known bug or intended behavior?
More importantly, can I trust my overall budget totals if individual subtotals don't reconcile?
Screenshots attached.