R Hoeffner said: Thank you for your response! I've already begun the arduous task of re-categorizing and finding missing transactions. For some reason, Quicken decides either not to download or not make available 1 out of 50 or so transactions, quite randomly. I've verified with the banks that these transactions are in fact being transmitted and picked up by Quicken, but Quicken thinks I don't need to see them for some reason....punishment I guess . Due to the multitude of cloud issues, I never hooked the cloud to this file. On a lark, I opened my mobile app just to see what was there and it is an old old old 2018 file. The cloud is a joke and I just simply don't want to mess with it. It never ever would stay synced....possibly another punishment doled out to me by Quicken. I think I've resigned myself to the fact that the file was somehow corrupted. I was working in it all day and for some crazy reason, I shut it down. Tried to open it back up 10 min later and Quicken decided I needed to spend 8 hours re-doing all that work, the Quicken gods hadn't punished me enough yet, I suppose. I had backed up the last time I spent any time categorizing, so I just lost the 8 hours from today. I would LOVE to have no passwords at all. It's just myself and my husband and I run the business only from my home. I don't need to protect the file from anyone but possibly myself! My husband wouldn't know what Quicken was, or how to turn on my computer, so I know he didn't set the password!! Thank you again for your information and time.