Bank of America - EWC+ Optional Cutover

You can restore from backup.  Note that even though it is optional at this point, it will be required within about one month.  And once Direct Connect is finally removed you will not be able to pay bills through Quicken through your Bank of America bill pay system.  Express Web Connect + is a one way system that can only download transactions.  Here are some details on the different terms/systems.
https://community.quicken.com/discussion/7916268/my-explanation-of-the-different-term-services-that-quicken-has-provides-and-provided-in-the-past