Quicken has slowed down a lot for all transaction-related activity. Takes 2-4 min to update acct

Harry-NJ · September 25

I am using Quicken Desktop on Windows 11 on a Surface Pro 11 (ARM chip), version R64.25, build 27.1.64.25. The software has been getting progressively slower over the past few months. It is now to the point where my updates from 6 financial institutions takes me 15-20 minutes to perform. Something seems poorly designed.

I have been using Quicken Desktop for a long time - maybe as long as 30 years. I have 18 investment accounts and 4 banking accounts. I thought maybe there was old history in many of the accounts so I ran the utility to archive zero positions in each of them but this did not help. Something else is wrong.

Besides downloads, the slowness also happens when I edit a single transaction. It takes 10-20 seconds to simply edit a field in a downloaded transaction or a manually-entered one. It seems that the DB is at some type of limit. My QDF data file is 167,680 KB.

Aside from losing my basis for all of my holdings and starting over again, is there any other way to make Quicken run substantially faster?

NotACPA · September 25

As a test, try initiating the download manually, from within Q, one FI at a time … to see if that identities a particular FI that might be the cause.

Also, have you taken a look at Archiving some older transactions in those accounts? The Archive function, by moving transactions for positions you no longer hold to another account, can significantly reduce the size of the originating investment account and thereby speed up all activity in such account.

To do this, click the Gear icon in the upper right of the account register and then "Archive Transactions". After doing this, if you want investment reports that include archived transactions, you'll need to include those additional accounts, but usual activity should be quite a bit faster.

UKR · September 26

Are you using Quicken Bill Manager and you have at least one reminder set up to be paid using Quick Pay?

If that's the case, please try to see if this improves performance when working with banking register transactions:
Unlink the reminder and delete the biller. Repeat for all other transactions using Quick Pay.
Pay the transactions directly, outside of Quicken, using the biller's website, either by making one-time payments or by setting up Autopay to make automated monthly payments.

Once the last Quick Pay transaction has been deleted, banking transaction entry as well as One Step update should return to "normal speeds".
That's what I had to do to solve my performance problems. And I'm using the billers' or credit card companies' Autopay feature to make their computer systems do all the work for me, automatically, every month like clockwork.

miklk · September 26

In addition to above. I would suggest you create a new empty datafile JUST for a test to see if it is your datafile or the installation. If new datafile is quick, then something in your file and if slow, then it is something with the program.

IF it is the datafile, I would suggest:

File/Copy or Backup/Create a Copy or Template

This will do a record by record copy.

You can then see if that new file has the same delays. If it works better, the downside of this is you will need to re-establish all online connections for each Financial Institution. If it doesn't help just re-open your original file.

Harry-NJ · September 27

Thank you to the people who answered. In response to NotACPA, I have archived each investment file but this did not have any material effect on performance.

In response to UKR, I am not using Quicken Billpay.

In response to miklk, I will try your suggestion and revert.

UKR · September 27

Here's another discussion on a similar matter. Please review and see if the suggested solution helps:

Rebrand your SOFTWARE : Quicken to Slowen — Quicken

Harry-NJ · October 7

@miklk I created a new clean file and imported from all my financial institutions. In this new file, the download took about 1:10. In my current file with all history, it took 3:40.

In the current file with all history, accepting transactions from any institution takes about 40 seconds per institution. In the new file, it is instantaneous.

My conclusion is that the write of a transaction to the transaction database is the cause of the slow performance. Does anyone know how to bring this to the attention of Quicken Support?

Quicken has slowed down a lot for all transaction-related activity. Takes 2-4 min to update acct

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