Business and Personal

GailMScarfino · January 24

I'm looking for a cloud based program that I can download to my desktop. I may or may not use my mobile to access the program on occassion. However, when asking if the Business and Personal, mobile version is cloud based, I get this answer……..Yes, Quicken on the Web works on desktop computers through web browsers and you can also use the mobile app. However, Quicken isn't fully cloud-based - it remains a desktop program with your data stored on your computer.The web and mobile versions are companion apps that sync with the desktop software, so you'd still need Quicken Desktop as your primary program. You can access your synced data from any computer via web browsers or your phone when needed.Quicken Business & Personal subscription includes these web/mobile features, so you'd have the business functionality you need on desktop with occasional mobile access.

I don’t understand how I can access the program anywhere, if it’s not cloud based. If I sign in on another computer, will all my data be there, since the data is stored on my computer? I’d appreciate some further clarification.

Thanks in advance.

Jon · January 24

Quicken Classic is not cloud based. You can upload a copy of your data to Quicken's cloud servers and do limited tasks via the web or the mobile Quicken app but it's primarily a desktop based app intended for use on one computer. You can move your data file from one computer to another if necessary - I do that when traveling - but the data lives on one computer at any given time.

If you want something truly cloud based with equal access from multiple computers or mobile devices you need to look at Simplifi, but that runs entirely in a web browser & there's nothing to download to your desktop.

Boatnmaniac · January 24

Hi @GailMScarfino. Quicken's product names and feature names can be somewhat confusing. There are 2 base platforms:

Quicken Classic: This is a desktop/laptop program that resides on the local computer drive. The data file also is designed to reside on the local computer drive, not on a Cloud (saving/running on a Cloud can cause permanent data loss and/or program functionality issues). There are 4 editions of it….Starter, Deluxe, Premier and Business & Personal. They all use the same program. It is the subscription is what determines which edition features will be turned on.
Quicken Personal and Quicken Business & Personal: Previously marketed as Quicken Simplify. These apps are 100% Cloud-based. They are not as full-featured (yet) as Quicken Classic is. They are accessed via a browser…no special apps are required. If you have questions about these you should post them in the Simplify Community forum… https://community.simplifimoney.com/ …since that is where the users knowledge base is located.

What you posted above refers to Quicken Mobile and Quicken on the Web. These are optional companion apps (no additional cost) to Quicken Classic. With these a subset of the data in Quicken Classic is saved in a Cloud Account that is securely linked to the originating data file. When they are set up, the user is able to access (view and manage) that subset of data via an app on their mobile devices or via any web browser when the data file in Quicken Classic is closed. But it is important to note that one must have and use Quicken Classic on their computer in order to be able to use Quicken Mobile and Quicken on the Web since they are companion apps and not standalone apps that do need to be regularly synced with Quicken Classic.

With either of these platforms there is a free trial period of sorts. You can order the annual subscription and if within 30 days you decide it does not meet your needs or you do not like it you can request a full no-questions-asked refund.

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