Boatnmaniac ✭✭✭✭✭

Thank you for the kind compliment. Unfortunately, I have no insight into what any banks are planning to do with their DC offering. I generally find out when a bank has dropped DC at the same time as everyone else. There were two exceptions (US Bank, PNC Bank) where I was invited by Quicken to help in testing their new EWC+ connections but that was just 1-2 months before it was announced to everyone else.

What I can give offer is a little insight into 3 banks that I think will continue to offer DC for a while because they have already cut in EWC+ and they did not drop support for DC when they did that:

• US Bank: They do offer DC with Bank Bill Pay for a monthly fee of $3.95. I use US Bank with EWC+ since this is for my brother's accounts and he does not want to pay that monthly cost. A Super User has said that he really like US Bank's DC connection service.
• PNC Bank: They still offer DC with Bank Bill Pay and for consumers there is no monthly fee. I think for commercial account they charge $2/month. This is my primary bank. DC and their Bank Bill Pay service has been working really well for me for the most part of the last 3 yrs.
• Wells Fargo: They still offer DC with Bank Bill Pay. They used to charge a monthly fee for this service but about 2 yrs ago they made it free for everyone. Their DC service has been pretty reliable but it has not been as robust as PNC's.

But the fact of the matter is that any one of these banks could at any time announce the discontinuation of DC support but they also might not ever announce that. It's a craps shoot anyway you look at it. But the fact that they have already cut in EWC+ and did not drop DC for me is a pretty good indication that they probably will continue to offer DC for a while, yet.

I do know that most, if not all banks, will eventually drop DC because of the expense to them to license it from Intuit and to maintain it. So the thought is that they will continue to push customers to EWC, EWC+ and/or WC connection methods which are far less costly to them. And eventually, when the number of customers still using DC gets small enough they will probably drop support for it.

There is a Quicken Support article listing all of the banks that support DC with Bank Bill Pay that you might find to be helpful: https://www.quicken.com/support/list-banks-support-bank-bill-pay-quicken/. . This list has not been updated since last May so they probably will be updating it before too much longer.

If you do not need the Bank Bill Pay service, then the list of banks that offer DC is larger. You can do a Windows search for the FIDIR.txt file…be sure to open it with Notepad. This file contains the Financial Institutions Directory. It is a list of all FIs that support Quicken, the types of accounts in Quicken that they support and they types of connection methods they support. When searching through the list look for the following:

04501 04501 04501 PNC Bank - Direct Connect https://www.pnc.com/ 800-762-2035 https://www.pnc.com/ ACTIVE BANKING,ACCOUNTINFO,PAYMENT&DIRECT BANKING,ACCOUNTINFO&EXP-WEB-CONNECT NOT_QBP NA

• PNC Bank - Direct Connect: This is the financial institution name as it appears in Add Account. In the case of PNC, there are other financial institution listings in Add Account and this list including PNC Bank - Web Connect, PNC - Virtual Wallet and PNC Card Services Online, among others.
• BANKING: Type of accounts supported. In this example, Checking and Savings. Others that might be shown include Credit for Credit Cards and Loans, Investment for brokerage and IRA accounts and 401K for retirement accounts.
• PAYMENT: Bank Bill Pay is supported.
• DIRECT: Supports the DC connection method. Other options that could be shown are EXP-WEB-CONNECT for EWC or EWC+ and WEB-CONNECT for WC.

If none of the banks are one that would meet your needs, then you can always search this FIDIR.txt file for the bank of your choosing by ctrl+F, type in the name of the bank in question and let it find the appropriate listings. Then look for DIRECT and if you want Bank Bill Pay look for PAYMENT.

Another comment about banks and DC: Many, not all, require special set up in their system to authorize you and Quicken to use DC. So you will likely need to contact them to initiate and complete that process.

I hope you found this information helpful.