Improve matching to a scheduled payment during credit card Reconcile

Currently when you finish reconciling a credit card account Quicken asks if you want to enter the payment. There are 2 improvements that can be made:

1. Matching — if you enter the payment but are outside of the advance notice window then Quicken does not realize you're making the scheduled payment. My bank mails me a statement about 3 weeks before payment is due and I reconcile/pay within a day or so. However I don't want the reminder to be 3 weeks before the due date because I end up with reminders showing that I can do nothing about (the mail doesn't reliably arrive exactly 3 weeks ahead of the due date). The improvement would be to have Quicken check to see if you have a scheduled payment within the next month to the bank and ask if this is your scheduled payment.
2. Pay date — another issue is that if you tell Quicken to enter the payment it marks it as paid on the day you are reconciling the account. I don't know about everyone else but I make payments on the due date, not on the date I receive the bill. If fix (1) above is implemented then Quicken would know the scheduled date of the payment and could use that instead of the date of reconcile.