Tom Young ✭✭✭✭✭

I don't have the problem, I responded to other users that do.

It doesn't seem to be a wide-spread problem as I've only noticed a handful of posts about the issue, so it could be a "local" issue like, maybe, some corruption in your file, so you could try to use Quicken's "Copy" feature (which does some housekeeping on the file as it's making the copy) and then validating the COPIED file. You will have to reconnect all downloading Accounts in the new file so it's a bit of work.

Here's a question for you: What Schwab money market fund are you dealing with, and how is the transaction (or transactions) reported at Schwab's web site?

The Schwab Value funds really are "traded" securities with a one-day settlement period so having Quicken treat them as "cash" really isn't proper. Downloads into Quicken for Schwab Values funds dividends are downloaded as a Dividend followed by an immediate "Buy" if you've chosen dividends be reinvested. (I assume that if you haven't elected the reinvestment option the dividend is simply cash added to the Account.) They are also shown this way at Schwab's web site if you look at an account's history.

However the Schwab Government money market funds are true "sweep" funds and I have no Schwab Government funds in my accounts so I have no idea how they are reported at Schwab.

Isolating the problem (if it can be isolated) to either the "security" MMF or the "sweep" MMF might help Quicken (the company) understand what's going wrong.