Cost basis for sale of stock / mutual fund

Julian Smith
Julian Smith Member ✭✭
edited November 2019 in Investing (Windows)
I am now retired and over 71 1/2, and every month, mutual funds are sold from my IRA to meet the Required Minimum Distribution (RMD). For every sale, I am required to specify the cost basis, i.e. average or specific lots. This is unnecessary and annoying since after making the initial decision on a security or account, I can't change the cost basis as far as the IRS is concerned. I have contacted Quicken to request an enhancement so that Quicken does not require users to specify cost basis every time after the initial decision. If others feel the same way, I urge them to make the same request.

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