Reliability and export-ability of Savings Goals and Budgets

EmKay

I've been a Quicken user for decades. I used to do all my budgeting and savings goals tracking in Quicken (Quicken is where I first got the idea to HAVE savings goals!). Somewhere along the line, though, Intuit's Quicken REALLY messed up my data and my Savings (Profanity-Removed) so I came up with my own Excel way of tracking both goals and budget amounts.

Now that's feeling like a lot of work, though, and I'm considering coming back to Quicken to do these, again. I'd like to hear from others about the reliability and stability of both Savings Goals and Budgeting in Quicken -- especially if you use it a LOT, and your situations are a little intricate.

Thanks.

Tom Young

Savings Goals only arrived on the scene in 2013 so that's a fairly new concept in Quicken.   Although not styled as "Accounts", Savings Goals effectively operate as Accounts, with some special provisions for having "transfers" show up in the actual "from" Account(s) for some purposes, like reconciliations.  I haven't really used Savings Goals much at all but because transfers from/to Accounts to/from Savings Goals effectively follow Quicken's base concept - double entry accounting - I wouldn't think there would be much chance of messing those up, outside of the somewhat schizophrenic concept of "sometimes transfers are in the Saving Goal and sometimes they're not."

I also haven't used Quicken's budgeting process since the year after I had to upgrade to Q2013 because of changes in Quicken's methodology in this area, but before that I used the budgeting process extensively and found it pretty reliable.  You might have more success eliciting helpful comments to your post, particularly with respect to budgeting, by elaborating on what intricacies you face.