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What is the difference between "I'll do it myself" and "Automatically"

When setting up a recurring bill that is automatically deducted from my checking I'm not sure whether to choose "I'll do it myself" and "Automatically". Does QM behave differently depending on which I choose? I want the bill to be marked as paid when it is deducted from my checking account. I think "I'll do it myself" works fine for this, so what is different for "Automatically"?

Thanks.
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