Budgeting strategy re: credit card payments

I have bills that I pay by credit card. Some of the bills payments are due in June. I pay the bill online before the due date but the credit card payment is due in July. When making the budget entries, is it better to show the billed amounts in June or July? Which is more logical? Or am I overthinking this?

Best Answers


  • Chris_QPW
    Chris_QPW Member ✭✭✭✭
    Don't confuse a budget with cash flow.

    A budget says "I will spend $100 on clothing a month".
    Cash flow says "I will need to make sure there is $534 in my checking account on April 6th to pay the credit card."

    Use the projected balance graph to predict cash flow.
    This is my website: http://www.quicknperlwiz.com/
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