Why do I have to log in to quicken/intuit in addition to logging in to the data file ? (just started

Unknown

Never had to do this before as I don't sync with quicken online ( just using desktop app)

Sherlock

We don't have to log in to quicken/intuit in addition to logging in to the data file.

We may create a password to restrict access to a Quicken file.
We may create a password to restrict access to transactions in a Quicken file.

We must provide a password to access the Password Vault.

The Quicken ID password is used to authenticate the Quicken ID associated with the data file for all Quicken's Online Services.  A certificate is maintained so that we do not need provide the Quicken ID password frequently when we use one Quicken ID for a file on a machine.  If we move a file to another machine or use another Quicken ID, we're prompted to authenticate to obtain a new certificate.