Hello @Paul Hendrix
Thank you for reaching out on the community and telling us about your issue. That is quite odd that your file changed without any of your accounts. Was it not located in the place it normally would be? I've had quicken sometimes open alternate files but I generally just needed to re open my correct file. If you check under file at the bottom it should have your 4 most recently used files there. Does it not show the correct file anymore? I would also like to note that the quicken cloud is more of an add on to your file allowing you to view it on the go rather than a cloud storage like google drive or dropbox.
In any case I am glad that you did have an external backup that you were able to load back up into. It's always good to have one whether it's on a cloud storage or external storage.
I'll see if I can see if anyone had any similar issues as well.
Thanks,
Quicken Francisco
Paul Hendrix said: This may have something to do with my not having my data in the Cloud; however, the update should warn you if this is the case.