Scheduled transactions are marked as paid automatically when you download a transaction from your bank that matches a scheduled transaction in our register.
https://www.quicken.com/support/entering-transactions-quicken-mac
The setting for the option on how the scheduled transaction is marked as paid does not control this behavior, there are no additional settings to control this at this time, I apologize for the confusion.
You will need to right-click or Control + Click on the incorrectly matched transaction and choose "Reject Automatic Transactions Match."
You will then need to drag and drop the correct transaction to perform the match manually.
This behavior should improve and become more accurate over time.
I hope this helps!
-Quicken Tyka