Centrespike said: Sherlock, are you saying that my cloud Quicken MPL is overwriting my desktop Quicken MPL? I do not use cloud Quicken nor do I ever sync to the cloud. UKR, yes all my pref are set correctly. My MPL captures regular transactions like if I buy a pair of jeans at the GAP, they will stay with the proper category forever. It's just my financial accounts that do not stick. thx