Reconciling uncashed electronic checks

Shelly D

My bank connection is Direct Connect, however I do have some payees set up to be paid via bank check mailed directly from bank. Recently I paid an amount of $65.00 whereby the recipient never cashed it and told me they were returning the check. I deleted the transaction in my register which I thought would keep things straight since there was no confirmation from the bank. When I do my reconcile there is a $65.00 difference and the deleted check is no where to be seen or found in my register....any ideas?

NotACPA

For payments made on your behalf by your bank ... SOME banks debit your account as soon as the check is issued, while OTHERS wait until the check is actually cashed.

Check your statement (or the bank's website) to determine what's applicable here.