Is there a reason I need R36.38 if I don't use Schwab?

Question

I'm using R36.23 and it's working fine for me. If I do not use Schwab for anything, is there a reason I should download the R36.38 version? With the history of updates breaking things, why would Quicken put this out for everyone to update to if there is no need for it with Schwab. Is it being used as a kind of Beta test?

Chris_QPW · Accepted Answer

That's entirely up to you, but I will say one thing, the release notes don't tell the whole story.
The release notes are the "important changes" that they feel they should announce.  It is very clear that they don't capture "all changes".

mshiggins · Accepted Answer

Hasn't it been an ongoing beta test since subscription versions started?

splasher · Accepted Answer

It isn't just a Schwab thing, this is the "new" download backend and Schwab is the first, others will be affected as time goes on.

Chris_QPW · Accepted Answer

Since when was it never been a ongoing beta test with Quicken?

Sure before with the year model you had months of beta, then you had the release and then months of patching, and then they got about April and they stopped not because all the problems were fixed, but because they wanted to start working on the next year.

So sure you were out of "beta" at that point, but now needed to live with whatever was broken until the next yearly release, and hope they actually decided to even work on it, let alone fix it.

And of course all this had nothing to do with the major complaint, as connecting to financial institutions, which for Express Web Connect is just "which ones are broken now" kind of mode.  It can never be "fixed".

So yeah the current model is a continuous beta, but it is in fact one that the users have asked for whether they realize it or not.  You can't ask for continuous improvements, and have a "static/stable program".