Ok I saw the post on the golden 1 credit union problem.
https://community.quicken.com/discussion/7900749/updated-11-2-21-golden-1-credit-union-cc-505-105#latest and used that to come up with this fix.
Step 1: for each account disable online services and on the general tab delete the text in the financial institution field then relink to "golden fcu" like described in the above post. If you cant modify the financial institution text cause the filed is not editable go to step 2
Step 2: Rename the problem account to something different. I renamed "Savings" to "Savings Old" for example. If you have multiple accounts do this for all of them
Step 3: Do the online setup and download all the transactions to the new accounts
Step 4: Accept then Delete all the transactions that download to the new accounts so the accounts are empty
Step 5: Do a search and replace on the category for the old accounts
Example "Savings Old" and replace it with "Savings"
Step 6: Shift Select all the transactions in the old account mark them as unreconciled. (you do this so it does not prompt you for ever transaction move in the step below)
Step 7: Shift Select all the transactions in the old account again and MOVE them to the correct new account.
Step 8: Check the balance then remark all the transactions as reconciled.
Step 9: Delete the old accounts
Hope this helps.