Downgrading from Home and Business to Premier?

Question

Hi folks.

No longer have a small business nor rental property. As far as I can see, those are the only differences between Premier and Home and Business. Yes?

If so, can I seamlessly downgrade to Premier? Anything I should know? How to do this? Just buy a Premier Update license?

Thanks.

Boatnmaniac · Accepted Answer

Do not pay for a Premier subscription unless your current subscription is about to expire.  
Instead,
 contact Quicken Support 
(https://www.quicken.com/support#contact-support).  They will be able to
 downgrade you immediately and will issue you, as appropriate, a credit 
for the difference in subscription costs.  If you later decide that you 
should have kept Home & Business you can upgrade to it, again, at 
any time.
The downgrade process should be pretty transparent to you.  There will 
be no data lost or converted.  The downgrade process simply turns some 
features off.If, however, you will need any 2021 business tax
 reports you might want to wait to downgrade until after you complete 
your 2021 tax return(s).  Once you downgrade some of that tax data might
 not be available any longer unless you upgrade, again.

Boatnmaniac · Accepted Answer

If both installations are linked to a common Quicken ID, then they share the same subscription and if you make a subscription change then both installations will be be changed.If each installation has its own subscription (i.e., its own Quicken ID) then changing the subscription for one installation will not affect the other installation.