This is a terribly botched "upgrade." I have 1 Citi account and 5 Schwab accounts that have been bricked for over a month now. Quicken Support is still recommending R37.37 as a fix to the Schwab issues, even though all of the issues it presents and the fact it has been pulled from downloads. Been a Quicken user since 1990 (yes!, that's right!) and this is the worst situation I have encountered.