Schwab and more than 90 days?

KPU1106

After an hour of trying all the different steps related to this Schwab mess, I finally got the account connected. Unfortunately, missing transactions from July to end of September (a post says Quicken has limited downloads to just 90 days???). How can I get those to download? I am on the mondo/latest patch downloaded this afternoon (12/28) using the windows subscription version. Thanks.

Chris_QPW

Does Schwab allow you to download/import Quicken Web Connect/QFX files from their site?

ysg26

Schwab only allows export of CSV files from their site which can be imported to Excel. They used to allow QIF files but they don't now

Quicken Jade

Hello @ysg26, I'm very sorry to hear that you're experiencing this issue and I can completely understand how this would be an inconvenience. Unfortunately, at this moment Charles Schwab does not support download prior to 90 days, or import so the only option here would be to manually enter transactions. I know this isn't ideal and I do apologize for that.
- Quicken Jade

KPU1106

It seems the 90 days is a new constraint that Quicken has put in place given all the issues they are having linking accounts (see link here: https://community.quicken.com/discussion/7900567/updated-12-3-changes-to-charles-schwab-accounts#latest). And it is a HUGE inconvenience. Unreal a company as established as Quicken can mess up a change to an equally established company like Schwab. Expect far more for the $$ being spent.

Chris_QPW

This is the weakness of the idea that you can tell duplicated transactions by providing unique Ids for each transaction.

It isn't uncommon that when changing connection types like from Express Web Connect to Direct Connect that the unique Ids change and as such you get duplicates because Quicken sees them as new.  Most of the time when this is happening it is because with Direct Connect the financial institution is generating the unique Ids, but lots of times with Express Web Connect Intuit is generating them.

When you have a complete changeover of the process that is going on with Schwab where they aren't even generating the exact same transactions it is clear they didn't even try to keep the unique Ids the same.

So, people changeover and get 180 days (or more) of duplicate transactions and start screaming about it, especially since there isn't a way to delete multiple transactions in the investment account's Downloaded Transactions tab.

So, Quicken Inc steps in and gets it restricted to 90 days to make it more manageable.  BTW I'm not sure if this is a change in Quicken or a change on Schwab's side.

Either way there isn't any good solution.

If one wants to try it (it isn't going to be easy) you can try converting from CSV to QIF/QFX for importing into Quicken with my program ImportQIF that you can find at my site: http://www.quicknperlwiz.com/
It is free.

garysmith87

KPU1106 said:

It seems the 90 days is a new constraint that Quicken has put in place given all the issues they are having linking accounts (see link here: https://community.quicken.com/discussion/7900567/updated-12-3-changes-to-charles-schwab-accounts#latest). And it is a HUGE inconvenience. Unreal a company as established as Quicken can mess up a change to an equally established company like Schwab. Expect far more for the $$ being spent.

The 90 day constraint is from Schwab...not Quicken.

But to be honest, almost every bank Quicken connects to has a limit of the past 90 days worth of transactions downloaded.

The difference here is that Schwab screwed its customers by not making a date selected .qif or .ofx/.qfx transaction file available that will download past the 90 day restriction that you could then import into Quicken.  That's ALL on Schwab's end.  Don't blame Quicken.  

And once again...the entire download process changeover from Direct Connect to Express Web Connect + and the mess it created is shared by Schwab AND partly by Quicken.  Both are to blame.  If you don't think Schwab has any shared blame in all this, you're mistaken.