How do folks categorize transactions from their banks for Manually set up Loans?

evilwargs

I have setup a manual Mortgage loan acct. I've been told this is the preferred way most SuperUsers set them up. I'm interested to see how most folks categorize bank transactions for their loan. I'm guessing that most folks post the principal to the Loan account and interest to Interest Expense. But, I see a challenge when trying to run a Cash Spending report and the principal seems to be missing... (because it's categorized to the Loan acct). Anyone have any solutions?

splasher

It is the age old issue of expense and cash flow.  The real expense of the loan is when you took it out not when you make the monthly payments to principle.

You could include transfers by customizing the report, but then you may get more entries than you want from non-loan transfers.