Quicken Check Pay

JKLJustin

How do I submit my signature so that Quicken Check Pay does not issue checks saying "Signature On File" in the signature line?

Frankx

Hi again @JKLJustin,

Yes, all that is true, except the last part.  The actual payment process is being handled by this third party, and even though the paper check has your bank account related data on it, it cannot have your signature.  So the bill payment processor must indicate that they have your "signature on file" or "authority to make the payment", in order for the check to be cashed by the vendor.

Hope this helps.

Frankx

Frankx

Hi @JKLJustin,

Unfortunately that is not how these types of payments are made. 

Your signature is not needed because you are using a bill payment program and as part of that, the Bill Payment Provider is responsible not only for the accuracy of the payment transaction (based on information you provide) but also the actual payment of the amount due.  It is that provider that makes the payment to the party you want to pay, not you.

Frankx

JKLJustin

Thanks Frank, it is confusing as there is no indication the payment is from a bill pay service. The addressee is listed as me and the routing and account numbers are to my account.

So really it is me making the payment to the party, the service just cuts the check and mails on my behalf.

Frankx

Hi again @JKLJustin,

Yes, all that is true, except the last part.  The actual payment process is being handled by this third party, and even though the paper check has your bank account related data on it, it cannot have your signature.  So the bill payment processor must indicate that they have your "signature on file" or "authority to make the payment", in order for the check to be cashed by the vendor.

Hope this helps.

Frankx