Funny thing....my online update for Freedom Mortgage with 4 other finance companies works just great and it is 2FA. It's these kinds of problems that send us looking for alternatives to Quicken. Does Quicken use Plaid like most any other application that wants to sync with bank data? How about Fincity, MX or Yodlee? Since Freedom Mortgage is working with other programs it would seem this issue is on the Quicken side.