EWC+ vs. EWC

jrich75

Can someone explain the difference between EWC+ and traditional EWC.  If they are both one-way connections, what benefits does the + provide to users?   Capital One has been EWC+ for quite some time and it seems to update just like a typical EWC account.  

Ps56k2

no real difference to the user -
it's has some major changes internally with regard to the way things are done concerning security

Chris_QPW

Ps56k2 said:

no real difference to the user -
it's has some major changes internally with regard to the way things are done concerning security

That isn't 100% true.  Express Web Connect stores the usernames and passwords (encrypted) on the Intuit server.  Express Web Connect + uses rotating tokens so that the usernames and passwords are never on that aggregator's server.  Even though I think the likelihood of the encrypted usernames and passwords for Express Web Connect could be hacked, not having them on the aggregator's server at all is better.

Here are some more details on the different connection types and other terms Quicken Inc uses:
https://community.quicken.com/discussion/7916268/my-explanation-of-the-different-term-services-that-quicken-has-provides-and-provided-in-the-past

P.S.  Short description, users should be concerned about security too.

Ps56k2

Chris_QPW said:  That isn't 100% true.  Express Web Connect stores the usernames and passwords (encrypted) on the Intuit server.  Express Web Connect + uses rotating tokens so that the usernames and passwords are never on that aggregator's server.

I think some folks can handle the expanded info - but suspect most will have no idea.... 
which is why I usually give the short simple answer vs the detailed technical tidbits.

Chris_QPW

@Ps56k2 good point.