Seeing future scheduled Bank of America BillPay transactions in register?

Jeff_P

Before the latest BofA/Quicken link change, I would see the future scheduled transactions I did in my BofA Online BillPay in my Quicken register after download. This was helpful to see my future cashflow. After I the link change last week, I no longer see these future transactions. Is there a way I can get them, or is this a casualty of the new system? This is a critical feature I use and would very much like to get it back.

Chris_QPW

It is a causality of the new system.  Direct Connect allows for syncing the billing information.  The new connection method doesn't.

Jeff_P

Thank you. What is Direct Connect? Is that the old method that went away, or something I have the option to use?

Chris_QPW

For Quicken Mac there are three connection methods.

1. Web Connect.  This is where you go to the financial institution's website and download a QFX file (also known as a Web Connect file) and import it into Quicken to get your transactions.
2. Direct Connect is a method that uses the OFX/QFX protocol download transactions, and optionally it can be used to send/receive billing information.  This is the only connection method that allows for billing information to be exchanged.
3. Quicken Connect.  This connection method can only download transactions.

Bank of America is dropping Direct Connect.  This means that the information about the payment for the bill that you scheduled on the Bank of America website can no longer be synced to Quicken.

For any kind of prediction of what bills that have not yet cleared the financial institution you have to use reminders or you have manually enter them into Quicken and then you need to match these to the downloaded transactions when they clear the financial institution.

Here is some more information on it.  Note this article talks mostly about if you had scheduled the bill payments/transfers from Quicken, but the same applies to doing it on the Bank of America website and then having that sync back to Quicken:
Managing Bank Bill Pay and Transfers after Direct Connect Discontinuation (quicken.com)

Chris_QPW

I should mention one more thing so that it doesn't confuse you.

You will see the term Express Web Connect + (EWC+) thrown around for the new connection type.

In Quicken Windows instead of calling it Quicken Connect, they called it Express Web Connect.

Express Web Connect + is just Express Web Connect but with a different protocol used between Intuit's aggregator (Intuit) and the financial institution.

When viewing the connection type in Quicken Windows it shows these as different connection methods.
Quicken Mac just shows both of them a Quicken Connect.

agrifim1

I am in the exact same position as Jeff_P. I used the feature for cash flow planning too and this is very inconvenient. Is there any possibility that this will change? Do we need to talk to tech support at B of A?

Chris_QPW

agrifim1 said:

I am in the exact same position as Jeff_P. I used the feature for cash flow planning too and this is very inconvenient. Is there any possibility that this will change? Do we need to talk to tech support at B of A?

I would say that is extremely unlikely that this will change and at this point it doesn’t matter who you talk to, it isn’t going to change.
https://www.quicken.com/support/managing-bank-bill-pay-and-transfers-after-direct-connect-discontinuation