Budget feature best practices for a newbie
Hi, Quicken Community
One of my goals for 2023 is to be a lot more prudent with my finances.
In general, while I have used Quicken for a long time, I have primarily used Quicken to keep track of bills and to provide a loose overview of where my money is going. As such, I rarely use the reports. Additionally, usage of the budget feature is more of a psychological exercise to make me feel good. I must admit, I never stick to my monthly budget. I routinely add $$ to the budget throughout the month to turn categories from red to green.
I am now prepared to do a better job tracking my spending and I have a few questions around best practices. I have read a lot of posts around including transfers in your budget vs. not including transfers and I am torn between which direction to take.
Considering the current reporting & budgeting capabilities in Quicken for Mac, what are the recommended best practices for someone like me who is now interested in budgeting?