Error - "Online Service not available at this time. Try again in 10 minutes." (edit)

Question

I keep getting the error message "Online Service not available at this time.  Try again in 10 minutes."  I have followed the steps to get back on, but it keeps happening.  Is this a problem that Quicken is working on?

UKR · Answer

* To make sure that
Quicken is allowed to update and save its configuration files please check if
Windows Defender Controlled Folder Access feature Ransomware protection is
enabled.

If it is, configure it to add Quicken as an "allowed app" without
turning off Ransomware protection. Perform the last step in https://community.quicken.com/discussion/7857675/faq-windows-defender-controlled-folder-access
* Have you recently enabled a
     VPN?

          If it is, this might be the problem. Try turning the VPN off, reboot
     with VPN disabled and see if that helps.
* Is there a corporate or
     otherwise external firewall getting in the way? Contact the IT people
     maintaining the firewall and ask for permission.
* Does your Antivirus software
     allow Quicken to connect to the Internet?

          Quicken needs to be able to establish outbound Internet connections
     for the program to work.

          For example, in McAfee Firewall, one user states "By editing the Quicken
     Firewall entry Selecting Incoming and Outgoing, and changing it from
     "Default" to "Open to all devices" it now works
     without having to turn off the entire firewall!"
You need these Firewall rules:

If necessary, contact the Antivirus / Firewall vendor's Support
     Center.
* In older Windows systems go
     to Windows Control Panel and select Internet Options (or in Internet
     Explorer, click on Tools / Internet options.) 

          Click the Advanced tab. 

          Scroll down the list to "Use TLS x.x" and click to put a
     checkmark on all available TLS choices.

          Turn off "Use SSL 3.0"

          Click Apply. Reboot.
* If all else fails: Try
     rebooting your network router. When done reboot your PC

jkenn · Answer

I have done that 3 times already.  It's fine for a day or so, then I have to do it again.  Is there a long-term solution to the problem?  Why is it doing this?

Rocket J Squirrel · Answer

Often the solution to the "wait 10 minutes" message is to go into Preferences > Quicken ID & Cloud Accounts and click "Sign in as a different user". Then follow the process to sign out and back in with the same credentials.