when Chase migrated from Direct Connect to EWC+ … I reverted back to my two entry method - enter once in Quicken via Reminder and then go to Chase online website and use their bill payment feature to enter the actual bill payment.
I never used the Quicken Bill Manager, just the direct interface between Quicken and my Chase checking acct…
Depending on your bank - there may be a bill payment feature, and some banks still have the Direct Connect linkage.
It is my understanding that the elimination of the QuickPay feature with credit cards applies only to those Financial Institutions that have migrated to EWC+. If I am mistaken about this, someone please speak up.
As for me, I use the "pull" bill payment process (i.e., setting up the bill payment on the biller's website to pull payment from the payment account) instead of the "push" bill payment process (i.e., setting up the bill payment on the payee website to push payment to the biller). The pull payment process is the safest and most reliable method for ensuring that payments are received by the billers on the exact date that you want so there is never any issue or concern about getting hit with a late payment penalty. In most cases I set up them up as recurring bill pays for the full amount due on the scheduled due date so setting up the bill payment schedule is a 1X occurrence.
@Harry2 - Checking every bill is always the smart thing to do. I would not dream of making a payment without first reviewing it and checking for errors or other issues.
Setting up the automatic direct debits does not prevent you from reviewing the bills before the bills are paid. My billers email the bills to me or email me a notice that the bill is ready for review/download nearly a month before the payment due dates. That gives me at least 3 weeks to address anything unexpected in a bill, including changing the payment amount or even canceling the scheduled payment. I've been doing it this way for over 15 yrs now and have been very happy with the safety, reliability and flexibility of it.
Of course, it is a personal choice as to how you want to manage payment of your bills but I really think you might want to give it a try. Maybe start with just 1 or 2 bills to prove it out and get comfortable with it.
I'm migrating from the dreaded paytrust but at least all of my Credit cards can be paid via ACH payment. I'm trialling Quicken and I can't believe that they still using check payment instead of making a subsequent agreement to payee with ACH payment.
Isn't Quickpay an ACH type of payment to payee?
