QuickPay (Chase/USAA)

pgdco

Can we pay our credit card bills through quickpay for Chase or USAA?

Or is that still a broken process between Quicken and those 3rd Party Banking Systems.

Boatnmaniac

Yes, another option is to set up account(s) with a bank that supports DC Bank Bill Pay. That is a very nice service and one which I have used for many years.

You should be aware that some banks with DC Bank Bill Pay have dropped DC entirely and have replaced it with EWC+ which does not support Bank Bill pay. But some banks have retained DC Bank Bill Pay even after they have cut in EWC+. Two banks that have cut in EWC+ but retained DC Bank Bill Pay are Wells Fargo and PNC Bank (I use both).

Also, note that some banks will charge for DC and some banks (like PNC) have unique login requirements for DC. You will need to make inquiry with them regarding that. (PNC Bank does not charge consumers any fee for DC but I think they do charge businesses $2/month for DC. Wells Fargo does not charge anyone for DC.)

The following link will take you to a Support Article that lists banks that support DC Bank Bill Pay: https://www.quicken.com/support/list-banks-support-bank-bill-pay-quicken.

UKR

If your bank (the one that runs your checking account) recently required you to reauthorize your checking account and/or your bank has changed from "Direct Connect" to either "Express Web Connect" or "Express Web Connect+" you can no longer use Online Bill Pay direct to the bank or Quicken Bill Manager's Quick Pay function. The bank no longer supports this function through Quicken.

IMHO, you have these alternatives (in no particular order of preference):

1. Use Quicken Bill Manager's Check Pay making sure to submit payment early enough (at least 3 weeks before due date) to allow time for delivery and processing. Note: limited number of free transactions per month.
2. Logon to the bank's website and schedule your bill pay payments to be executed by the bank from your checking account. In parallel to that, in Quicken use a regular Scheduled Reminder to record your payment. Repeat both actions every time another payment is due.
3. Bypass Bill Manager. Let the biller's (or credit card company's) computer system do all the work for you. Logon to the biller's website once and set up their Autopay, APS, Direct debit, etc. service to make the current payment and all future payments on Due Date directly from your checking account. In parallel to that, in Quicken, every month, record a regular Scheduled Reminder to keep track of your payments before they come due.
4. Write (or print with Quicken) a paper check and mail it to the biller, making sure to mail payment early enough (at least 10 days before due date) to allow time for delivery and processing.

I've been using method #3 for decades, since before the Internet and transaction download capabilities were even introduced. It's easy to get used to this process. And I have yet to miss a single payment.

pgdco

would another option be to look for a banking system that uses direct connect and use them as a method to perform bill pay activities.

Boatnmaniac

Yes, another option is to set up account(s) with a bank that supports DC Bank Bill Pay. That is a very nice service and one which I have used for many years.

You should be aware that some banks with DC Bank Bill Pay have dropped DC entirely and have replaced it with EWC+ which does not support Bank Bill pay. But some banks have retained DC Bank Bill Pay even after they have cut in EWC+. Two banks that have cut in EWC+ but retained DC Bank Bill Pay are Wells Fargo and PNC Bank (I use both).

Also, note that some banks will charge for DC and some banks (like PNC) have unique login requirements for DC. You will need to make inquiry with them regarding that. (PNC Bank does not charge consumers any fee for DC but I think they do charge businesses $2/month for DC. Wells Fargo does not charge anyone for DC.)

The following link will take you to a Support Article that lists banks that support DC Bank Bill Pay: https://www.quicken.com/support/list-banks-support-bank-bill-pay-quicken.