Reconciled balance not agreeing with cleared transactions
I'm running a subscribed version of Quicken on Windows 11.
I've balanced my checking acct w/o issue going back to Sept of 2023 but can't get December to reconcile. The bank statement's opening balance is 7,249.17 and its ending balance is 4,839.69.
All my checks/debits agree with the bank: -4,773.57
All my deposits/credits agree with the bank: 2,364.09
But Quicken's cleared balance is 961.78, noting a difference of -3,877.91
Two years of college calculus and I figure out what's happening here. Can you help me out, please? Is it me, the bank, or the program?