chase bank & credit cards

Chase is downloading transactions but is not reconciling with Quicken . Quicken is showing the previous balance as current when it isn't
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This post leaves me curious. I am using Quicken classic windows. Bank is WF and credit card is Chase. My related problem is that it often takes 2 sometimes 3 days for quicken to update transactions/data either with Chase or WF. Checking my connections mine is not direct connect but rather express web connect+ unfortunately there is nothing "express" about it. Calling Quicken support they blame Chase for slow clearing/posting of transactions. Chase blames the merchants. I could care less. I want to know where my money is minimum same day. could it be that I would be happier with "Direct Connect" whatever that is. Please help. I miss my Mint that always updated in a matter off hours.
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