Add ability to include specific "transfer to accounts" in budget (Q Mac)

prbsparx

I do a split transaction on my paychecks where I include a line item that is a transfer for my 401k, espp, and hsa.

The budget section appropriately shows the income, and other deductions, but it appears that transfers are ignored in the budget even when you use a category that is not transfer but have an account listed in the transfer field.

I would like the ability to include specific "TRANSFER TO $account" categories in a budget.

jacobs

You can already do this. In the budget, click on Edit Budget. Then click on Select Categories. Yeah, transfers aren't really categories, so that's not immediately intuitive — but if you're including them in a budget for cash flow purposes, then they are behaving like categories. And the next step is also not intuitive: scroll down the category list to the letter "t" (or in the Search box, type Transfers) where you will find "Transfers In" and "Transfers Out"; you can select all transfers, or just select the accounts you want.

I think this does exactly what you were requesting, right?

prbsparx

Ah, ok. So I can select `Transfers Out TO $account` but it doesn't show under my paycheck like my taxes do.

I have a hierarchical categoy:

Paycheck
— After-Tax
—— 401k Roth
—— ESPP
— Pre-Tax
—— HSA
—— Dental
—— 401k Employer Contribution
— Taxable
—— Salary
—— PTO
—— Bonus
— Taxes
—— Federal Income Tax
—— Federal Medicare
—— Federal Social Security

I setup my split transaction to have categories for each item, and a transfer to 401k, ESPP, or HSA.

I was hoping with this feature request, they would show underneath the Income area (because my Net Income after those are immediately transferred is lowered)

But with the method you mentioned, they show up under Expenses. I suspect I can make that work, but would love to find a way to make the show as a negative under INCOME like my tax does.

I think the way I do my paychecks makes this messy.

That 401k Employer Contribution is being included in the Income budget, even though I've excluded the account where the transaction exists that includes that category.