How do I know if my Quicken data is being stored in the cloud?

Mucksiegooma

I was told that having my Quicken data stored in the cloud would slow down Quicken . How do I determine if my data is going to the cloud ?

The Keeper

Quicken doesn't automatically back up to the cloud. While Quicken offers cloud sync for accessing your data on mobile devices and web apps, this is not a backup solution. Quicken offers a separate "Online Backup" service, which allows you to back up your data to the cloud. This service needs to be enabled separately through your Quicken subscription

jacobs

If you're referring to placing your Quicken data file on a cloud storage service such as iCloud, Dropbox, OneDrive, etc., then it could possibly slow some operations down — but more importantly it could corrupt your data, and is strongly not recommended for that reason. If you want to insure you have backups in one of those places, it's safe to manually move backups created by Quicken to cloud storage, or even to designate a folder on your cloud storage service as the destination for Quicken's automatically-generated backups.

If you're referring to having Quicken's internal sync to Quicken Cloud enabled, this shouldn't slow things down, as it isn't syncing after every action. But you can disable having any of your data in Quicken Cloud by going to Settings > Mobile, Web & Alerts and setting Sync to OFF, and then going to Settings > Connected Services and clicking the Quicken Cloud Reset button. (As noted above, even if you have Sync turned on, Quicken Cloud does not copy all your data to the cloud, and you cannot recover a new data file from whatever is stored in Quicken cloud — so it's definitely not a backup solution.)

Jon

For iCloud, the only two folders that are synced to the cloud are the Documents folder and the Desktop. Quicken does not default to storing your data file in either of those places, it will only do so if you tell it to store a file there. You can check to see if iCloud is syncing those two folders by going to System Settings > iCloud, clicking on the See All button next to Saved to iCloud, and clicking on iCloud Drive; if the Desktop and Documents Folders option is turned on then those folders are synced to iCloud and you should not place your Quicken data file in either one.

I don't know about other cloud services like Dropbox or OneDrive.