So pretty much what it says on the tin. If you initiate an update from within Quicken, and then launch the application from the "Launch Quicken" button in the updater after the update has completed, that Quicken process is running as administrator. If you quit the updater and then launch Quicken in the normal way, it's running as a user process. This should definitely be fixed, it's a security problem and it needs to be fixed.