I have Windows 11 and have had Quicken for years. This issue started maybe May or June or before of this year. I click on "One Step Update" and all the accounts come up, but none are checked. I click "all", then eliminate those no longer used. Then I click "Apply". The next time I do an update, none of the settings are saved. I have put up with it for a long time, but it seems like the apply button should work.