When on my computer it says if I delete Vault, I would have to put back all my passwords for banks, etc.
The answers here says it will not. Which is correct please
Deleting the PW Vault deletes PWs for financial institutions connected with Direct Connect.
Deleting the PW Vault will not affect your EWC and EWC+ connected financial institutions at all because EWC logins and EWC+ tokens are not saved in the data file but are instead saved on Quicken-hosted servers (Intuit's servers?). If you open the PW Vault you will see these financial institutions will show "Not Required" in the Password Stored column.
Does this answer your question?