how do I track Fidelity commingled pools when price is different than NAV

You will need to enter the price for the fund manually.



Are you using QWin or QMac?

In QWin, you can enter manual quotes in the Quotes view of the Portfolio on the Investing tab or you can right click the security in the Portfolio and select Edit Price History.

debbie said:

I'd like to track the value of the investment.  

I have a 401K account currently setup holding multiple mutual funds (MF).  With the change from a MF to the commingled pool it is technically no longer a mutual fund and does not have a published NAV that will auto update with the price update function.  My 401K provider processed a transaction that looks like a stock split giving me a number of shares = to the value of the mutual fund value.  But now the NAV of the MF is artificially inflating the investment value of the commingled pool.

Somehow I need to be able to add and start tracking a commingled pool price without losing all of my cost history.

When they switched from the MF to the comingled fund, you would have three (or more) possibilities in QWin:
1)  Create a new security (as a mutual fund for simplicity) for the comingled fund and follow that with a Corporate Acquisition.  The acquisition will remove shares of to original fund from your Quicken account and Add Shares of the new security based on each lot of the original.  You will need to determine the share ratio as best you can for the acquisition.  After such an action, if you had a lot with 10 shares of the old and a basis of $1,010 acquired 7/1/15, you will now have a lot of (say) 81.23 shares of new fund and a basis of $1,010 acquired 7/1/15.  

2)  You could do a "stock split" transaction, and then change the name and ticker for the mutual fund.  But that would also change the historical data to say that you bought the 'New name' throughout the time periods that you were actually buying the old name fund.  (Personally, I would not do this.)

3)  Solely because this is a tax-deferred account and cost basis and acquisition dates are not meaningful, you could have sold all the original fund and bought the greater quantity of the comingled fund shares.  

Going forward from any of those processes, you will need to manually enter the prices (NAV equivalents) for the new security based on info from the 401k.

None of these approaches lose your prior transaction history.  

debbie said:

I'd like to track the value of the investment.  

I have a 401K account currently setup holding multiple mutual funds (MF).  With the change from a MF to the commingled pool it is technically no longer a mutual fund and does not have a published NAV that will auto update with the price update function.  My 401K provider processed a transaction that looks like a stock split giving me a number of shares = to the value of the mutual fund value.  But now the NAV of the MF is artificially inflating the investment value of the commingled pool.

Somehow I need to be able to add and start tracking a commingled pool price without losing all of my cost history.

Just for the record, there are two basic sources of prices which Quicken will use to update prices:
1)  Through its own servers and services (Download Quotes) which can be part of a One Step Update, and 
2)  Through your brokerage and information its when you download transactions relevant to your specific account.  

(1) requires there to be a valid ticker symbol associated with the security in Quicken.  (2)  requires that the real world fund data your broker is sending is matched to a Quicken security, but no ticker symbol is required.  The ticker may be there, but it is not part of the process.  

As (1) does not appear to be an option for this comingled pool, the data can only come from the brokerage (or your manual entry).