Fidelity cash transfers between accounts treated as Withdrawals instead of Xout

leishirsute
leishirsute Quicken Windows Subscription Member ✭✭✭✭
edited November 25 in Download, Add/Update Accounts (Windows)

Prior to the EWC+ cutover, Quicken treated cash transfers between Fidelity accounts as an Xout action from source account and Xin action to the target account. Now, they are treated as a Withdrawal action from the source account and an Xin to the target account. Is there any way to get transfers to be properly treated as Xout/Xoin transfers again?

Deluxe R64.30, Windows 11 Pro

Answers

  • NotACPA
    NotACPA Quicken Windows Subscription SuperUser ✭✭✭✭✭

    It's not apparent that this has anything to do with the DC to EWC+ switch.

    If you use Enter transactions, "Cash Transferred out of Account", you get XOut.

    If you use the lower down "Cash Transactions", "Withdraw", you get a Withdraw.

    BUT, why is this significant to you? They have the exact same impact.

    Q user since February, 1990. DOS Version 4
    Now running Quicken Windows Subscription, Business & Personal
    Retired "Certified Information Systems Auditor" & Bank Audit VP

  • leishirsute
    leishirsute Quicken Windows Subscription Member ✭✭✭✭
    edited November 26

    @NotACPA The transactions are downloaded transfers between Fidelity accounts.
    This used to show as Xout/Xin transactions with the DC connection. Now they show as Withdraw/Xin transactions and the Withdraw transaction does not always have a transfer account category.

    Withdraw (and Deposit) transactions are not searchable via Find in Quicken with Action=Withdraw(or Deposit). Xout and Xin transactions are searchable via Find.

    Account balance-wise, I agree that there is no difference if the account category is properly provided for the Withdraw transaction.

    Deluxe R64.30, Windows 11 Pro

  • leishirsute
    leishirsute Quicken Windows Subscription Member ✭✭✭✭

    I did some testing. It seems if I enter an Xin transaction, the Xout partner is automatically created in the source account.

    So when downloading Transfer transactions that have a Withdraw+Xin, I may just need to accept the Xin transactions and delete the withdraw transaction.

    Additionally, Transfer detection was Off. I'm not sure how it sets the Action for the transfers though.

    Deluxe R64.30, Windows 11 Pro

  • NotACPA
    NotACPA Quicken Windows Subscription SuperUser ✭✭✭✭✭
    edited November 26
    https://community.quicken.com/discussion/comment/20524494#Comment_20524494

    No downloaded transfer has a category, using either DC or EWC+, as part of the download. Neither your FI, not Intuit know what your other accounts are or how you intended this transfer. That category field is simply not part of the available fields for the transfer.

    And, for Q's Withdraw action, a category field is most certainly present within the Q account. Note that this transaction is a Transfer.

    image.png

    Q user since February, 1990. DOS Version 4
    Now running Quicken Windows Subscription, Business & Personal
    Retired "Certified Information Systems Auditor" & Bank Audit VP

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