How do I set up Bill Reminder for Mortgage Payment without Escrow being an additional Principal?
How do I set up Bill Reminders so that the Escrow Transfer is not counted as Additional Principal, which unrealistically shortens the length of the Mortgage and completely blows up my Projected Balances?
There appears to be a serious flaw in how QWD2020 deals with mortgage reminders. Any line entry other than a simple Principal and Interest somehow automatically gets applied as though it were Extra Principal. When that happens, there's no way to truly forecast budgets and Projected Balances.
How do I make this work so that I can effectively and accurately calculate my financial needs when I retire?
Is this a bug, or am I doing something wrong?
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